Can I Afford Assisted Living?
In 2025, the average cost of Assisted Living in the United States is around $5,200 per month. There is a large range of price points, based on location, amenities and services, so costs can widely vary. Generally, Assisted Living monthly fees are either all-inclusive or based on a level of care.
Many communities have 4-8 levels of care with Level 1 costing the lowest amount and the price increasing with each successive level.
To determine your level of care, a nurse or doctor will perform a medical needs assessment on behalf of the Assisted Living community, and your monthly cost will be calculated based on these results. If you require help eating, bathing, and dressing, you may be at a higher level of care than someone who does not require those things.
Under this pricing model, your total monthly cost will include the base rent plus your level of care. For example, if your base rent is $4,600 per month with a care level of 1 at $500 per month, your total monthly cost would be $5,100.
Differing from level of care pricing, some Assisted Living communities are all-inclusive. As compared to the example above, you may pay $6,000 per month for the duration of your time there, without worrying about your monthly costs increasing if your need for care becomes greater.
Many people assume the cost of Assisted Living is too expensive for them, but there are numerous ways every-day people afford this lifestyle. Once you calculate your monthly expenses, you may realize you would no longer have to pay for many of them in Assisted Living. Some examples of costs that may disappear once you make this change include:
· Mortgage or rent
· Home insurance
· Vehicle payment, insurance, fuel and maintenance
· Utilities
· Television & Wi-Fi
· Food (when living in an all-inclusive community or one with a meal plan)
· Home & yard maintenance, such as landscaping & snow removal
· Unexpected expenses
While everyone’s financial situation varies, you may find paying for Assisted Living actually provides more financial stability than you thought.
There are also many ways to finance Assisted Living. If you are interested in discussing your options, contact us today!
Should I use Respite Care?
Respite Care refers to a short-term stay in an Assisted Living community, typically in order to give caregivers a much-deserved break. Most respite stays are 1-30 days long, and the individual receives the same benefits and amenities as full-time residents. There are also some respite options that provide half-day or even hourly stays.
People also use Respite Care if they are being discharged from a rehabilitation facility but not quite ready to return home. Your loved one can benefit from hands on therapies and care while living in a comfortable environment and getting stronger every day.
Utilizing Respite Care may also be a great first step to see what it’s like having your loved one stay in Assisted Living without making a long-term commitment!
Being a caregiver can be a rewarding yet physically and emotionally exhausting experience. Oftentimes, caregivers focus so much of their lives on caring for their loved one that they neglect their own needs. Respite Care is a fantastic option that allows caregivers and family members to travel or go on vacation while knowing their loved one is receiving appropriate, professional care. Everyone deserves rest, and placing your family member in Respite Care can give you much-needed relief, as well as introduce you both to a different level of support.
As with all transitions into Assisted Living, your CSA will assess the needs of the potential resident and find the best fit for a short-term stay in your area.
If you have questions or are interested in Respite Care, contact us here.
Community Amenities
There are multiple options for senior care, and it can be confusing to figure out which one is best for your current phase of life. Here, we will break down the distinct differences between Independent Living and Assisted Living.
What is the difference between Independent Living and Assisted Living?
There are multiple options for senior care, and it can be confusing to figure out which one is best for your current phase of life. Here, we will break down the distinct differences between Independent Living and Assisted Living.